THE GROUND-UP
From Dirt to Doorways,
We Fund the Vision
When you're starting from scratch, you need more than capital — you need confidence. Vault’s ground-up construction loans are designed to meet the pace, complexity, and pressure of building from the ground up. Whether you’re laying the first foundation or scaling your next multifamily project, our structure flexes with your blueprint.
1-YEAR TERM
No prepayment premium. Ideal when speed is essential and projects are tightly scoped.
18-24 MONTH TERM
Includes (6 to 8-month prepayment premium. Best suited for larger builds or more complex timelines.
- Loan amounts from $100K to $50M
- 1–4 unit residential or multifamily (5 to 100+ doors)
- Up to 85% LTC
- No DTI, W-2s, or paystubs required
- 600+ FICO required
- No prepayment premium on 1-year term
- Discounted pricing for experienced builders
