THE BRIDGE
When time is money, our bridge
loans keep you moving.
Bridge financing exists for one reason: momentum. Whether you're outpacing cash buyers or stabilizing a project for future refinancing, Vault's short-term bridge loans deliver the speed, structure, and support to move quickly and confidently.
1-YEAR TERM
No prepayment premium. Ideal for fast acquisitions and competitive closings.
2-YEAR TERM
Includes a six-month prepayment premium. Designed for longer term holds or seasoning rental properties before refinancing.
- Loan amounts from $100K to $50M
- 1 to 4 unit residential properties
- Up to 80% LTV
- Up to 100% rehab financing
- No prepay penalty on 1-year term
- 600+ FICO required
- No DTI, W-2s, or paystubs required
- Preferred pricing for experienced borrowers